We spent the afternoon today closing on our construction loan. With the financing all locked down, we now have a line of credit available to us from Conway National Bank to use for the building process. We will begin our draw process next week once everything has been booked. The first draw will cover foundation and site prep.
Our builder has been busy sending out the necessary pieces of our project for truss design and engineering. We are lucky to know our engineer, friend and future neighbor, Brandon, will be doing the structural engineering. Besides the engineering, I have processed our application for a septic permit with DHEC and that is in progress. Building permits are next, but we need the septic permit first.
We have our insurance policies updated for the build process — specifically making sure we have liability insurance to cover our family and a builder’s risk policy for the actual house. With both of those in place, we are in really good shape.
** The picture above was our very first rough draft of the house plan… it changed a lot since.
I figured that today was a great time to tell the story of how our house plans came together. This has been a long term project. The drawing above was doodled out on my friend Jamie’s whiteboard during a New Years Eve 2009 party. That was really the first time we were serious about what our house would look like. Back in December of 2008, we had just closed on our land and were excitedly making plans of what the house would look like on the land. You’ll see a wrap around porch – 3 bedrooms, an office and dining room in this drawing.
For the next 9 months, we seriously began looking at drawings from architects and we came to love several designs through Southern Living. This particular architect captured everything we both loved about Carolina low-country architecture. Ultimately, we got a set of study plans and began the process of building with those plans in hand. But, two things we didn’t know when we began — the detail in these plans would prove to be too expensive for our budget and we couldn’t afford much of what we wanted in this house. So, we backed up. Continue reading How our house was designed…→
Yesterday was an exciting day. The first visible activity of our build has begun on the land and the builder is getting the site ready for a house to go in. The trees came down quickly yesterday and the lot looks completely different today. Here are some photos of the progress… A BIG ole THANK YOU to Tammy for sending us photos as she drives by!!